BEING hit by an uninsured driver is a key concern for more than half of drivers aged 60 and over in the North West.

However, our study also found that under half of over-60s motorists from the region don’t know if they are covered by their car insurance policy should this happen.

The Age UK Wirral research also suggests that the reason for this uncertainty may be confusion over terms and conditions.

It found that a quarter of drivers over 60 didn’t understand the terms and conditions of their policy, despite having read them.

And an additional third had given up on trying to interpret them, so hadn't read them at all.

With an estimated one-in-25 drivers on the roads uninsured, it's a worry for us all.

Without a full understanding of the small print, this can be an extra burden and add to the concern if the worst should happen.

For more information about Age UK Car Insurance please call 0151 559 1737 or pop into Age UK Wirral, Wirral Point, Claughton Road, Birkenhead.

Mark Cheeseman, Age UK Wirral.